we will help you find the best rate & terms that fit your requirements.
Reputable Mortgage Broker At Your Service
Our team at Right Choice Mortgage ensure that you get the mortgage solutions you want at an affordable cost. You can rely on us for unbiased advice so you can make a well-informed decision on which policy to choose; also, a customized service so you know that you have made the right choice by giving us a call.
What we offer:
We have a large portfolio of different types of mortgages that are offered to both domestic and commercial clients across Canada. Some of these are
- Private mortgages
- Second mortgages
- Debt consolidation mortgages
- Mortgage refinances services
- HELOC
These are only to name a few. If you don’t find what you are looking for in this list, just give us a call and discuss your mortgage needs with us. We look forward to hearing from you.
How we can help?
If you don’t know much about mortgages, it can be very challenging to apply for one. If you are not careful, you can end up with a bad deal with an even worse interest rate. With Right Choice Mortgages, you will not have to worry about all of this. We will:
- Take care of all the paperwork
- Resolve any queries you have regarding mortgages
- Offer a competitive interest rate that you will be happy with
- Tailor a mortgage contract that meets your financial needs
If you want to know more, give us a call. We will be more than happy to help you.
Explore Our Services
Discover the full range of our Mortgage Solutions and let us help you achieve your goals.
Self-employed mortgage
Get approved for a mortgage as a self-employed even with a poor credit score.
Mortgage Renewal
Renewing your mortgage is a hassle-free process that can be completed quickly.
FAQs
What services do Right Choice Mortgages offer?
At Right Choice Mortgages, we offer various services, including mortgage financing, refinancing, home equity loans, and renewals.
How can I apply for a mortgage with Right Choice Mortgages?
What factors do lenders consider when approving a mortgage application?
Lenders consider various factors when approving a mortgage application, such as credit score, income stability, employment history, debt-to-income ratio, and the property’s value.
How long does it take to get approved for a mortgage?
The time it takes to get approved for a mortgage can vary depending on several factors, including the completeness of your application, the lender’s workload, and the complexity of your financial situation. Generally, it can take anywhere from a few days to weeks.
Can I get a mortgage with bad credit?
Yes, getting a mortgage with bad credit is possible. However, having a low credit score may limit your options and result in higher interest rates or stricter terms. Our team at Right Choice Mortgages can help you explore your options and find a suitable solution.
What documents are required for a mortgage application?
Typically, you must provide documents such as proof of income (pay stubs, tax returns), employment verification, bank statements, identification, and details about the property you intend to purchase.
Can I refinance my existing mortgage with Right Choice Mortgages?
Absolutely! We offer mortgage refinancing options to help you lower your interest rate, consolidate debt, access home equity, or make other financial adjustments. Contact our team to discuss your specific refinancing needs.
Do you provide mortgage services for self-employed individuals?
Yes, we understand the unique circumstances of self-employed individuals. Our team at Right Choice Mortgages can assist you in navigating the mortgage process and finding suitable options tailored to your needs.
How can I calculate how much mortgage I can afford?
To determine how much mortgage you can afford, consider your income, monthly expenses, debt obligations, and desired down payment. Our online mortgage calculator on the Right Choice Mortgages website can provide you with an estimate, or you can contact our team for personalized assistance.