Get approved for a mortgage as a self-employed even with a poor credit score. Apply for one today!
Make the most of the built-up equity in your home to fund renovations, consolidate high-interest debt and much more. Call now to apply!
1. Fair and transparent advice
Our mortgage professional can help you in choosing the right self-employed mortgage.
2. Hassle-free application process
All you need to do is fill in the application and submit some important documents, we will sort out the rest.
3. Securing the best deal for you
We will ensure that you get a mortgage plan that meets all your specific requirements.
4. Quick resolutions
Irrespective of the issue, we will sort it out as quickly and effectively as possible.
A self-employed mortgage is designed for individual who generate income from their own business rather than being a salaried employer. The difference is with a self-employed person, their income is inconsistent, while a salaried person gets a consistent paycheck month-on-month.
It is far from your conventional mortgage. It is a fantastic financial alternative for individuals who are sole proprietors. Additionally, if you’re incorporated, you must own the business or draw a salary or dividends to be considered self-employed.
For a person to be self-employed, they must have been the owner of the business for at least two years. Furthermore, the applicant will need to submit at least three years of tax returns, as well as their proof of income in addition to the mortgage application. After all the necessary documents have been submitted and information has been validated, you will be able to enjoy the same mortgage products, including rates and terms that traditional mortgage borrowers would enjoy.
If you need help securing a self-employed mortgage, do not hesitate to contact our team today. We will be more than happy to help out with any queries that you may have.
With a wealth of experience, we have built a sound relationship with different lenders across the nation that can provide competitive rates and terms for self-employed individuals looking to apply for a loan. Additionally, we also offer professional advice to help you make a well-informed decision.
Call the team at Right Choice Mortgages today to schedule an initial consultation.
ExcellentBased on 28 reviewsEmily Hunt-SinghGreat customer care and service from Mona!D MoondiMona and her team helped us with our Mortgage needs as a first time home buyer we had questions, Mona and her team had the answers and got us where we are today in our 1st beautiful home. Thank you Mona and the team, D MoondiSukhdeep VeervarMona is wonderful! She did a terrific job and worked tirelessly under difficult time constraints. She brought everything together for me in time. Keep up the good work 👍👍Nardev SidhuMona is a great Mortgage professional to work with. Mona is highly recommend for your Mortgage.Shiyamini NarasimmanVery honest and professional. I highly recommend Mona as a Mortgage specialist.Jatinder AujlaMona and her team provided us with exceptional service in our approval. We dealt with tight timeliness and there was no lack of communication or dedication. We appreciate your hard work beyond words! Thank you!Pavneet KaurMona is by far the best mortgage broker I have ever had. She goes above and beyond for her clients and work ahead to meet time sensitive deadlines. My experience was by far the best given the situation and only having 1 months for buying she really made me feel comfortable and at ease through the whole transition process and got me the best rates. I would highly recommend Mona to everyone. Service is always professional, prompt on responses and treated fairly with integrity. Great job. 👏